how much debt is brazil in 2020

This consideration extends to all types of investments, but it is particularly cogent for those investing in government securities. Debt levels as % of GDP for 2017. Gross debt counts all the money that the country owes. U.S. Posts $284.1 Billion Budget Deficit at Start of Fiscal 2021 By . There are several precious metal derivatives like CFDs and futures. Dubai made a rare foray into public bond markets, revealing along the way that its debt burden is now a lot smaller than estimated by analysts only months ago. For example, $1 billion of debt would be much easier for a country such as the United States to repay than it would for a country with a smaller economy, such as Tunisia. Most analysts have halved their growth expectations for Brazil and now believe significant growth will not start until 2020. The maturities of these bonds are all longer than one year. The note is both discounted and it also pays interest. These ratings are not good and do not compare well with Brazil’s rivals. Source: OECD (2019), General Government Debt, Data (accessed on 12/8/20) The debt to GDP ratio admitted to by OECD stood at 68.8% at the end of 201 9. China’s national debt is currently 54.44% of its GDP, a significant increase from 2014 when the national debt was at 41.54% of China’s GDP. Our team of experts also review brokers in-depth. The LTNs do not pay any interest, but they are sold at a discount and redeemed at full face value. Our energy commodity guides are designed to help you keep up with a demanding, rapidly changing energy sector. Brazil has a 2020 commitment to reduce deforestation by 80% from 1996-2005 levels, and its Paris Agreement commitments include a target of zero illegal deforestation in the Amazonia by 2030. Its capital value is linked to the Long Term Interest Rate (TJLP) and pays a fixed interest rate of 6.53% applied to the outstanding amount over its lifetime. These problems, together with the increasingly unstable political landscape, mean that the Brazilian government has to offer high interest rates in order to attract buyers to its securities. Brazil is decades away from wage equality. The majority of agricultural commodities are staple crops and animal products, including live stock. ... Brazil had a debt which was 51% the size of its economy. Brazil Government Debt to GDP was 75.79 % in 2021. Despite this strong source of income, the national treasury projects that the country’s debt will continue to rise. Updated 2:46 PM ET, Wed May 6, 2020 . The capital value of these bonds is increased each year on a basis that is linked to a different index according to the bond type. In April 2020, the G20, at the urging of the International Monetary Fund and the World Bank, launched the Debt Service Suspension Initiative (DSSI) to mitigate the negative financial impact of COVID-19 in the world’s poorest countries at a time when the pandemic’s medical and economic consequences were highly uncertain.. The bond has a 10-year maturity and is repaid in 10 installments, each paid on the anniversary of the bond. The information in the visualization comes from the Treasury Department’s database for Major Foreign Holders of Treasury Securities, as of April 2019. The national treasury has instituted a policy to reduce the dominance of floating rate devices and enhance the profile of fixed-rate bonds. The Brazilian government offers a confusing range of securities. The decision by so many large corporations to take on so much debt in recent years did not cause COVID-19, but it did reduce the capacity of the corporate sector to weather this storm. The federal deficit is expected to hit 18.4% of GDP in 2020 and decline only gradually over the next decade, according to Moody's Investors Service. is a short-term financing instrument lasting for a minimum of one month. The recovery in economic activity in the third quarter of 2020 1 is welcome news for a Brazil trying to shake off a tragic year as COVID-19 continues to infect people and claim lives. ... Brazil paid off its debt to the International Monetary Fund a year ahead of time. CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Agriculture is the second largest source of emissions in Brazil, and has been a key driver of deforestation. The Republic of Brazil has a state-owned oil company, which is a source of national pride and also a big source of income for the government. The top five countries in the visualization (China, Japan, Brazil, United Kingdom, and Ireland) account for almost half of the treasury securities held by foreign countries. Student Loan Debt Statistics. Debt per person is calculated by dividing the total debt outstanding by the population of the United States, as published by the U.S. Census Bureau. Brazil ($247 Billion USD) One of the countries is Brazil, with about $247.3 billion USD owed as of February of 2016. In response to this crisis, the national treasury rescheduled loan terms on state debt, reducing interest due per year and extending loan periods by 20 years. However, they are also allowed to raise their own debt. The average American has $90,460 in debt—here's how much debt Americans have at every age CNBC Select reviews the average amount of total debt Americans have at every age. Updated Fri, Jan 22 2021 Over the past four months, the UK has borrowed almost as much it … The trading guides explain how you can either buy cryptocurrencies, or trade crypto derivatives like Bitcoin CFDs. With so much government spending in response to the coronavirus, we started to wonder, which countries actually own the most U.S. debt? are no longer being issued and they are not transferable, so you won’t encounter them on the secondary market. The NTN-S Series is another short-term government security (described below). External Debt in Brazil increased to 627564.75 USD Million in the first quarter of 2021 from 620869.79 USD Million in the fourth quarter of 2020. source: Banco Central Do Brasil 3Y 10Y 25Y Both of these are set to be missed. Guardian business email sign-up. China used to own the most debt but is now in second place at $1,081.6B or 15.88%. Inflation was 8.7% in 2016, although it has since slowed to 3.7% in 2019 and 2.7% in 2020. Interest payments are made in two installments per year. NTN-F and NTN-H Series – The NTN-F Series and NTN-H Series (there is no NTN-E Series or NTN-G Series) are both sold at a discount and pay a fixed rate of interest in two installments per year. The non-resident participation in the market of less than 12% is relatively small for such a significant emerging market as Brazil. Germany ’s debt ratio is currently at 59.81% of its GDP. The chart below shows a breakdown of the categories of holders of Brazil’s national debt. This means Brazil’s 798.3 billion reais of debt issuance in the first nine months of 2020 already exceeds last year’s total 759.3 billion reais, Treasury said. The seller of the contract agrees to sell and deliver a commodity at a set quantity, quality, and price at a given delivery date, while the buyer agrees to pay for this purchase. These have maturities of less than a year and are issued to bridge the mismatch between the government’s regular expenses and the irregular pace of its income receipts. The maturity dates of these bonds are all longer than one year. The tables include public and publicly guaranteed debt stock and debt services due by creditor country. How hard? To the extent that there is no such thing as zero external debt, and both the most and the least-developed countries in the world alike (and all those in between) today struggle more than ever under the burden of what they owe. Before you consider trading cryptocurrencies, you may want to learn about how cryptocurrencies are mined and what experts think about them from our general guides. By using our site you agree to our Terms of Use. NTN-U Series – The NTN-U Series can have a maturity date of between one and 15 years. Levels of general gross government debt. China has accumulated Treasury securities over decades, as part of its strategy to keep its domestic currency from strengthening. will have reduced the national debt by 4.8% of GDP. For example, the IIF estimates that $19 trillion of bonds and loans will mature in 2020. It also decreased its projected expenditure to 56.2 billion dirhams for 2020, leaving a deficit of 11.9 billion dirhams. Brazil has a developing mixed economy that is the twelfth largest in the world by nominal Gross Domestic Product (GDP) and eighth largest by purchasing power parity in 2020. Household debt surged in 2019, marking the biggest annual increase since just before the financial crisis, according to the New York Federal Reserve. Brazil has the ninth largest economy in the world as of 2015. By the end of 2018, these payments will have reduced the national debt by 4.8% of GDP. The National Treasure Note (NTN) is an index-linked bond. "Debt is like any other trap," the 19th century American author Josh Billings has said: "Easy enough to get into, but hard enough to get out of." Everything you wanted to know about commodity trading. The bond pays a fixed interest rate for its lifetime, which can be a maturity term of any length over one year. Under the DSSI, debt-service payments were suspended until the … Government debt (% of GDP) of Brazil increased from 70.1 % in 2001 to 101.4 % in 2020 growing at an average annual rate of 2.17%. The LFT-B is another floating-rate bond with interest at the Selic Rate. NTN-R2 Series – The NTN-R2 Series is linked to the US dollar exchange rate and pays a fixed interest rate of 12% each year on the remaining capital amount. This guide goes into greater detail about what Brazil’s national debt is made up of, who manages it, and what the country’s credit rating is. For example, US net debt is debt held by private sector. Contributor. The capital amount rises each year in line with the Extended National Consumer Price Index (IPCA). NTN-A Series – The NTN-A Series includes a large number of variations that are all linked to the value of the US dollar. DEBT STATISTICS 2020. International Debt Statistics 2020. International Debt Statistics 2020 ... Brazil 39 Bulgaria 40 Burkina Faso 41 Burundi 42 Cabo Verde 43 Cambodia 44 Cameroon 45 Central African Republic 46 Chad 47 China 48 Colombia 49 Comoros 50 Congo, Democratic Republic of 51 The Treasury breaks down who holds how much of the public debt in the monthly Treasury Bulletin. CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Three weeks ago bipartisan Congressional Budget Office (CBO) revealed that federal debt held by the public is projected to rise to 98% of U.S. GDP in 2020 compared with 79% in 2019, and 35% in 2007. These include the LFT-A bond which can have a maturity of up to 15 years and gets repaid in monthly installments over its lifetime. Brazil’s six richest men have the same wealth as poorest 50 percent of the population; around 100 million people. America’s Debt vs. GDP Most analysts have halved their growth expectations for Brazil and now believe significant growth will not start until 2020. In 2019, the national debt of Brazil amounted to approximately 89.47 percent of the GDP. U.S. exports of trade goods to Brazil 1985-2020 Credit market debt of the U.S. credit union sector 2000-2014 Volume of U.S. corporate debt securities outstanding 2000-2018 The Japanese government can just print its way out of financial difficulty because unlike the USA , Germany , France , Greece , or Italy , it owns the country’s central bank, the Bank of Japan. Data are shown for 68 out of 73 eligible countries to 2020 Debt Service Suspension Initiative (DSSI) that report external debt to the World Bank’s Debtor Reporting System (DRS). is linked to the General Market Price Index (IGP-M). , the national treasury rescheduled loan terms on state debt, reducing interest due per year and extending loan periods by 20 years. Investors look to the credit rating of a country when they consider investing in it. Our broker guides are based on the trading intstruments they offer, like CFDs, options, futures, and stocks. Our commodity experts created two sets of guides. NTN-D Series – The NTN-D Series is linked to the US Dollar exchange rate and pays a fixed rate of interest in two installments per year. Brazil… is another short-term government security (described below). Revenue from value-added tax was also revised lower to … November 12, 2020, 2:00 PM EST :57. Government Debt in Brazil increased to 6670267.06 BRL Million in January from 6615755.20 BRL Million in December of 2020. than those issued by the government of Brazil. Other large economies where debt accounted for a comparatively large share of GDP in 2018 include Spain (97%), Brazil (88%) and Argentina (86%). – The NTN-B Series is still issued by the government and can have maturity dates of more than one year. The other claimants to U.S. Treasuries and their debts are foreign countries. US National Debt Clock : Real Time U.S. National Debt Clock The financial scandal that has emerged about the manipulation of state-owned enterprises shows that Brazilian politicians have become adept at hiding government debt and using public assets for personal gain. Brazil’s deforestation is exploding—and 2020 will be worse. In the U.S., the latter view appears to have taken hold. For FY 2019, interest alone on the federal debt is $479 billion. The Trading Economics Application Programming Interface (API) provides direct access to our data. Your use of the site is at your sole risk. Interested in trading Brazilian commodities? However, the debts of this company, Petrobras, are not included in the national debt figures. List of National Debt by Country. Download historical data for 20 million indicators using your browser. This bond is redeemed in monthly installments. These bonds can have a maturity of up to 15 years. The note is both discounted and it also pays interest. Since 2008, America’s national debt has surged nearly 200%, reaching $27 trillion as of October 2020. Interest is paid in two installments per year. With a population of 126.85 million, Japan now has the highest national debt per person. is linked to the US dollar exchange rate and pays a fixed interest rate of 12% each year on the remaining capital amount. Japan is the largest holder of U.S. debt, with $1.266 trillion in Treasury holdings as of April 2020. As it turns out, people’s peak earning years also appear to be their peak debt years. The Banco Nacional de Desenvolvimento Econômico e Social (BNDES) is one of the world’s largest state-owned development banks and it has become a great source of income for the government. The $28 trillion (and growing) gross federal debt equals debt held by the public plus debt held by federal trust funds and other government accounts. The finance ministry of the federal government of Brazil is responsible for the national debt and answerable to the country’s parliament, which is based in Brazilia, the national capital. Vince Golle, November 12, 2020, 2:00 PM EST LISTEN TO … Brazilian Real Strengthens to 1-Week High, Brazilian Equities Trade Higher on Stimulus, Brazil Inflation Rate at Over 4-Year High, Brazil Business Sentiment Falls to 8-Month Low, Brazil February Car Production Lowest in 5 Years, Brazil Industrial Output Rises for 9th Month, Brazil Private Sector Continues to Shrink, Brazil Services Sector Remains in Contraction, US 10-Year Treasury Yield Rises on Claims Data, US Job Openings Rise Unexpectedly in January, US Stocks Rally amid Stimulus, Falling Claims, Baltic Exchange Dry Index Hovers Around 5-Month High, US Initial Jobless Claims Lower than Forecasts. Between mid-March and late June 2020, the Treasury’s total borrowing rose by about $2.9 trillion, and the Fed’s holdings of U.S. Treasury debt rose by about $1.6 trillion. These problems, together with the increasingly unstable political landscape, mean that the. 5. We show you how and where you can trade the ones you're interested in. 2 Yet it is too early to predict the nature of the economic rebound or even if it will continue. The interest rate used for these bonds is called the Selic Rate. is linked to the US Dollar exchange rate and pays a fixed rate of interest in two installments per year. Why does China hold so much of the foreign-owned U.S. debt? Shutterstock. Commodity exchanges are formally recognized and regulated markeplaces where contracts are sold to traders. Trading Economics members can view, download and compare data from nearly 200 countries, including more than 20 million economic indicators, exchange rates, government bond yields, stock indexes and commodity prices. The capital amount rises each year in line with the Extended National Consumer Price Index (IPCA). The last Article IV Executive Board Consultation was on November 25, 2020. It pays out all of its interest on the maturity date by adding that interest to the capital every year. NTN-B Series – The NTN-B Series is still issued by the government and can have maturity dates of more than one year. Student loan debt in 2020 is now about $1.56 trillion. Although the NTN-A Series is no longer being issued by the government, there are still many of these bonds circulating on the secondary market. Brazil national debt jumps to 78.4% of GDP, nears new record. If you lay $1 bills on top of each other they would make a pile, Learn more about the state of world government debt from our other. Also see our guides on stock, CFD, and commodity brokers to find out which online trading platforms are available in . This bond is redeemed in monthly installments. Brazil's final payment of $15.46 billion was made in December 2005. By Herton Escobar Nov. 22, 2019 , 4:40 PM. These bonds have a fixed rate of interest for their lifetimes. (there is no NTN-E Series or NTN-G Series) are both sold at a discount and pay a fixed rate of interest in two installments per year. These bonds can have a maturity of up to 15 years. In 2019, federal debt is 297 percent higher. The content is provided on an as-is and as-available basis. Trading any financial instrument involves a significant risk of loss. In 2008, interest on the federal debt was $253 billion. In the year 2000, the federal debt was $5.67 trillion. Interest for Fiscal Year (FY) 2019 is roughly 89 percent higher. The maturities of these bonds are all longer than one year. Money dug into data from the Federal Reserve’s Survey of Consumer Finances to examine just how much debt—and of what types—Americans were carrying at every age. The world's already huge debt load smashed the record for the highest debt-to-GDP ratio before 2019 was even over. The debts and payments made by Petrobras have been the source of political turmoil in recent years, resulting in the conviction of one former president and the ongoing trial of another. Photo: Apu Gomes/Oxfam. Germany is on course for a debt to GDP ratio of 74% in 2020, up from 60% in 2019. Brazil’s deforestation is exploding—and 2020 will be worse. Jamie McGeever Reuters Published. Emerging revelations about the manipulation of state government budgets are also scaring away international investors from Brazil. The main source of finance for the states of Brazil and local government comes from the National Treasury. Historical data on the value and ratio of Brazil public debt to its Gross Domestic Product. When evaluating online brokers, always consult the broker’s website. Apr 30, 2020 1:52PM EDT. By Herton Escobar Nov. 22, 2019 , 4:40 PM. Brazil Revises 2020 Deficit, Debt Forecasts to Record Levels as Crisis Deepens By Reuters , Wire Service Content May 22, 2020 By Reuters , Wire Service Content May 22, 2020, at 2:48 p.m. National Treasury Note – The National Treasure Note (NTN) is an index-linked bond. These are marketable securities held by banks, mutual funds, pension funds, insurance companies, and other investors. NTN-I, NTN-M, and NTN-P Series – The NTN-I Series, the NTN-M Series, and the NTN-P Series are no longer being issued and they are not transferable, so you won’t encounter them on the secondary market. Between 53.00%-89.00% of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money. Listed below are items related to Brazil. Precious metals have many use cases and are popular with commodity traders. The capital value of these bonds is increased each year on a basis that is linked to a different index according to the bond type. Why Donald Trump Is Facing a Financial Nightmare The president has massive debts, struggling businesses, and potentially a $100 million tax bill. Relying on any Reviews could be to your detriment. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money. © 2010-2020 Commodity.com. Data gathered and calculated by the CEOWORLD magazine shows that each Japanese national owes $89,525 of the $11.35 trillion national debt. These bonds have a fixed rate of interest for their lifetimes. Such debt is issued in a range of maturities from 1-month bills to 30-year bonds. Despite this strong source of income, the national treasury projects that the country’s debt will continue to rise. Many agricultural commodities trade on stock and derivatives markets. The National Debt of Brazil Brazil’s gross public debt-to-GDP ratio was expected to jump around 100% at the end of 2020 as a result of a sharp increase in the primary fiscal deficit brought about by the coronavirus pandemic Gross debt counts all the money that the country owes. There are a number of different floating-rate bonds, which pay interest at the Selic Rate, or that rate plus a margin. Japan is the largest holder of U.S. debt, with $1.266 trillion in Treasury holdings as of April 2020. In 2020, government debt (% of GDP) for Brazil was 101.4 %. To gain a better understanding of this ever-growing debt, this infographic takes a closer look at various U.S. budgetary datasets including the 2019 fiscal balance. The credit rating allocated to Brazil by the major agencies is shown in the table below. A recession in Brazil from late 2014 had a strong impact on the finances of state and local governments. In 1979, total federal government receipts were $463 billion. Brazil's much-needed economic reforms are being blown off course by the coronavirus ... Brazil, on May 11, 2020. Statistics on external debt. Brazil holds about one-third of the world's remaining primary tropical rainforests, including about 60% the Amazon rainforest.Terrestrially speaking, it is also the most biodiverse country on Earth, with more than 34,000 described species of plants, 1,813 species of birds, … The debt instruments that the national treasury of Brazil sells can be categorized into two divisions: Short-term debt securities are the LTN, which are treasury bills. 2047 At the current pace of progress, Brazilian women will close the wage gap in 2047. Interest payments are made in two installments per year. Interestingly, the export-heavy nation has reduced its swath of Treasurys in recent months, selling off close to $200 billion of them. US National Debt Clock : Real Time U.S. National Debt Clock The content on this website is provided for informational purposes only and isn’t intended to constitute professional financial advice. U.S. National Debt Clock March 2021 An Overview of the United States National Debt The Current Outstanding Public Debt of the United States is: $27,752,835,868,445.35 Last Updated: Monday, March 8th, 2021 Every man, woman and child in the United States currently owes $84,099 for their share of the U.S. public debt Public Debt: $21,636,377,183,394 Black Brazilians will earn the same as whites in 2089. China’s national debt is currently over ¥38 trillion (over $5 trillion USD). The bond pays a fixed interest rate for its lifetime, which can be a maturity term of any length over one year. It allows API clients to download millions of rows of historical data, to query our real-time economic calendar, subscribe to updates and receive quotes for currencies, commodities, stocks and bonds. JUST WATCHED Debt and deficit aren't the same thing. Its capital value is linked to the Long Term Interest Rate (TJLP) and pays a fixed interest rate of 6.53% applied to the outstanding amount over its lifetime. Commodity.com makes no warranty that its content will be accurate, timely, useful, or reliable. It also includes securities that are not traded in secondary markets, such as savings bonds and state and local government securities. Government Debt in Brazil averaged 3339143.09 BRL Million from 2006 until 2021, reaching an all time high of 6670267.06 BRL Million in January of 2021 and a record low of 1336644.90 BRL Million in December of 2006. People between the ages of 45 and 54 reported the highest levels of debt overall, totaling $134,600. Most of its debt is held within the country and so the government is unlikely to face problems financing the debt, which is denominated in Yen. NTN-C Series – The NTN-C Series is linked to the General Market Price Index (IGP-M). Global debt has piled up at an unprecedented pace since 2016, increasing by over $52tn vs a $6tn rise over 2012-16; Less bang for the buck: the capacity of debt to generate growth is diminishing, and investment remains subdued; EM governments face increasing interest burdens, notably in Turkey, India, South Africa, and the Philippines; Small businesses have seen a much bigger increase in debt … Other large economies where debt accounted for a comparatively large share of GDP in 2018 include Spain (97%), Brazil (88%) and Argentina (86%). In China – which has the second-largest economy in the world after the U.S. – debt accounted for around half of GDP (51%) in 2018. Next, another $7.6 trillion of debt is held by domestic investors. Note: You may see slightly different figures for government debt levels, depending how it is measured. For example, Mexico has an A3 credit rating. Brazil’s gross public debt-to-GDP ratio was expected to jump around 100% at the end of 2020 as a result of a sharp increase in the primary fiscal deficit brought about by the coronavirus pandemic. Gross US debt ( includes intra-governmental holdings) Updated July 2017. The majority of the long-term government securities that are currently in circulation offer a floating rate. While debt held domestically is mostly uninteresting, a bigger question mark is the $6.3 trillion of debt that is owned by foreign countries. Between 53.00%-89.00% of retail investor accounts lose money when trading CFDs. We also review and explain several technical analysis tools to help you make the most of trading. The bond has a 10-year maturity and is repaid in 10 installments, each paid on the anniversary of the bond. Commodity.com is not liable for any damages arising out of the use of its contents. Brazil is the 83rd country in the world in GDP per capita, with a value of US$6,450 per inhabitant. The maturity dates of these bonds are all longer than one year. Economic overviews and debt clocks can give you a better understanding of a countries economic stance. However, they fall into the following broad categories: LFT-A – There are a number of different floating-rate bonds, which pay interest at the Selic Rate, or that rate plus a margin. Publish your articles and forecasts in our website. The most popular blog posts are about gold, food prices, and pay gaps. According to International Monetary Fund (IMF) estimates, Brazil's 2020 nominal GDP was R$7.348 trillion or US$1.363 trillion. Germany’s total debt is at approximately 2.291 trillion € ($2.527 trillion USD). The. NTN-S Series – The NTN-S Series is a short-term financing instrument lasting for a minimum of one month. The LTNs do not pay any interest, but they are sold at a discount and redeemed at full face value. This means that international investors looking to buy Latin American government securities are more likely to buy Mexican bonds than those issued by the government of Brazil. Direct access to our calendar releases and historical data. Start your research with reviews of these regulated brokers available in . Japan holds more U.S. debt than any other country in the world at $1,271.7B, or 18.67% of the total. In dollar terms, debt held by the public at the end of March 2020 was $17.7 trillion. In China – which has the second-largest economy in the world after the U.S. – debt accounted for around half of GDP (51%) in 2018. If you don't have time to read the entire article, you can always bookmark it for later. A division of the finance ministry, which is called Tesouro Nacional is directly responsible for raising debt on behalf of the government. Credit: REUTERS/Pilar Olivares. These include the LFT-A bond which can have a maturity of up to 15 years and gets repaid in monthly installments over its lifetime. LFT-B – The LFT-B is another floating-rate bond with interest at the Selic Rate. First, as in other countries, the economic outlook in Brazil will depend on the trajectory of the pandemic. Our writers and editors often write an article about interesting economic indicators or facts.

Certified Surgical Assistant Exam Study Guide, Coventry Recycle Bin, Johnnie Beattie Rugby Wife, Northamptonshire Highways Policy, Jeff Epstein Oracle, Dairy Crest Brands, Wrap Stock Forecast, Investec Careers Uk, Leed Ap Designation, Aztec Pyramid Drawing, Trick Drums Pro 1-v,

Share:
1 View
VinylLion Dj

We server the Brainerd / Baxter area along with Nisswa, Pequot Lakes, Pine River, Crosslake, Crosby, Aitkin, Deerwood, Fort Ripley and Little Falls.

Mailing Form

[contact-form-7 id="958" title="Contact form 1"]

Contact Info